Hello 👋
On Meria, you can withdraw your crypto directly to your bank account. We handle the crypto → euro conversion before sending the funds.
This operation is carried out from your client area, once your account and IBAN have been properly registered and verified.
1. Prerequisites
Before withdrawing funds to your bank account, make sure that:
Your Meria account is verified (KYC completed and approved).
You have an amount greater than the minimum withdrawal amount of €100.
Your IBAN is added and validated on your Meria account.
The bank account is in your name.
⚠️ Crypto-to-bank withdrawals are only available for the following cryptocurrencies: BTC, ETH, or USDC.
⚠️ For regulatory reasons, € funds cannot be sent back to your bank account if they have not been used to place an order.
2. Add and verify your bank account (IBAN)
If you haven’t already done so, you must first register your bank details in the “Bank information” section.
📚 You can follow our tutorial: https://help-center.meria.com/article/1175-ajouter-mon-rib-sepa-mail.
3. make a withdrawal
Step 1: Go to your Dashboard and click on “Withdraw” in the right-hand panel:
Step 2: A window will open. Select the “Sell” tab, then choose the token and the amount to withdraw, then click “Select my account”:
⚠️ If you do not hold BTC, ETH, or USDC, the button may be disabled. You will need to exchange your tokens into USDC first, then return to this page.
Step 3: Select the previously registered IBAN, then click “Next”:
Step 4: Enter the code sent by email and your 2FA code, then confirm:
🎉 Your withdrawal has been successfully submitted. We will convert your crypto into euros and transfer the funds to your bank account.
What are the processing times for a bank withdrawal?
Processing times may vary depending on:
The withdrawal amount ;
Your destination bank ;
Business days and public holidays.
Generally, a SEPA bank transfer takes between 1 to 5 business days to appear in your bank account after validation by Meria.
What are the fees for a bank withdrawal?
A 1.24% fee applies to euro (€) withdrawal operations. This fee is automatically deducted from the withdrawn amount.
Withdrawal limits and caps
Withdrawal limits apply:
Minimum withdrawal amount: €100 per withdrawal
Daily, weekly, and annual limits if you do not have advanced KYC:
Maximum of 5 withdrawals every 25 hours
Maximum of €5,000 per week
Maximum of €30,000 per year
If you attempt to withdraw an amount above your limits, the withdrawal will not be processed. In some cases, advanced KYC may be required.
Where can I track my transaction?
After initiating a withdrawal, you can track its status in the “History” tab:
Possible statuses include:
Processing (transfer being prepared or sent)
Completed (transfer executed by Meria)
Rejected (withdrawal request declined by Meria)
If the status is “Completed” but you do not yet see the funds in your bank account, please consider standard banking delays (typically 1–3 business days).
Can I transfer anything other than BTC, ETH, or USDC?
No.
👉 If you hold another cryptocurrency, you must first exchange it into USDC, then withdraw the USDC.
👉 If you hold euros and wish to withdraw them, you must first convert them into USDC, then withdraw the USDC.
Unfortunately, we are unable to send euros back to your bank account if they have not been used to place an order. From a regulatory standpoint, this functionality is similar to banking operations, while Meria is considered an investment platform and not a bank.
Feel free to contact us by creating a ticket on this page 😊
See you soon,
The Meria Team